Hedgewise Overview

Hedgewise products have substantially different levels of volatility and exposure to separate risk factors, such as commodity prices and the use of leverage via derivatives, compared to traditional benchmarks like the S&P 500. Such comparisons are provided as a generic baseline for a long-term investment portfolio and do not suggest that Hedgewise products will exhibit similar characteristics. Models rely on publicly available prices, assume dividends are re-invested, and include an estimate for all fees and commissions. Hedgewise relies on sophisticated algorithms which present separate technological risk, including data availability, system uptime and speed, coding errors, and reliance on third party vendors. This data has been compiled from data considered to be reliable, however, the information is unaudited and is not independently verified. All securities involve risk and may result in loss. There can be no assurance that any investment mix will perform in any predictable manner. Past performance is no guarantee of future returns. An investor should consider the investment objectives, risks, charges and expenses carefully before investing.

See real-time performance.

Hedgewise is deeply committed to providing its clients with better investments and 100% transparency. We make it easy to check our performance, and to compare it to a number of common benchmarks. Our goal is to make it obvious that our products beat traditional approaches.

For example, since 2016, the Hedgewise Moderate Mix has significantly outperformed a comparable passive strategy (the iShares Moderate Allocation ETF), and the Hedgewise 30yr Bond Benchmark has significantly outperformed 30yr US Treasuries.

Products	CAGR	YTD	MTD	Vol.	Max Loss
HW Moderate Mix	7.9%	3.9%	-2.1%	8.7%	-18.3%
iShares Mod. ETF (AOM)	6.0%	2.5%	-1.9%	7.8%	-20.0%
HW 30yr Benchmark	7.5%	4.0%	-4.4%	13.6%	-31.6%
US 30yr Treasuries	-0.6%	-1.3%	-0.5%	14.8%	-52.3%

ALL

MTD

YTD

Returns are cumulative within this timeframe. All commissions and fees included.

All performance data shown represents a mix of publicly available benchmark data and a composite of live Hedgewise client performance which includes all costs and fees. The HW Moderate Mix is comprised of 40% in the S&P 500 and 60% in the Hedgewise Risk Parity "Low" product. The HW 30yr Benchmark is equivalent to the Hedgewise Risk Parity "Max" product. Where included, benchmark performance data (such as the S&P 500) includes an estimate for all dividends, coupons, and fees. There is no guarantee that such performance could have been achieved, as it would have been affected by material factors including market liquidity, bid-ask spreads, intraday price fluctuations, and instrument availability.

Any investment involves risk, including the risk of loss. Comparisons to benchmarks are provided as a generic baseline for a long-term investment portfolio and do not suggest that Hedgewise products will exhibit similar characteristics.

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A better way to invest.

Our strategies consistently outperform traditional benchmarks through the use of data-driven, institutional-grade techniques. Using a combination of fundamental analysis and professionally-managed investment algorithms, we utilize core financial theory to drive superior returns and to better protect our clients.

Different Goals, Different Strategies

Investing is a deeply personal experience, and you need a strategy that suits you. Whether you want protection from the next recession, a way to boost your expected returns, or a stable income stream, Hedgewise has a product that will better meet your needs.

Better Manage Risk

Every Hedgewise strategy is optimized to minimize the impact of recessions and inflation. Unlike ETFs, our portfolios are responsive to market conditions and adapt to better manage risk. While most investment advisors simply recommend 'buy-and-hold', we have decades of historical data that prove you can effectively avoid deep losses without sacrificing gains.

A La Carte or Fully Managed

You can choose an individual Hedgewise product with confidence that it is fundamentally better than any comparable ETF or mutual fund. If you aren't sure which one is right for you, a Hedgewise advisor can help you construct a portfolio based on your broader investment goals. We'll also automatically adapt it as market conditions change.

Managed Account Structure

We manage your investments for you directly in your brokerage account, which is fully SIPC insured, secure, and 100% transparent. Our custodian, Interactive Brokers, is consistently one of the top-rated brokerages in the country and provides access to best-in-class execution. You simply give Hedgewise permission to make trades on your behalf, and we take care of the rest.

Lower Cost

We charge a flat annual fee as low as 0.5%. Hedgewise pays for all trading commissions, and there are no performance fees, sign-up fees, termination fees, monthly minimum fees, or IRA maintenance fees. We automatically include tax harvesting and tax-aware allocation when appropriate. It's simply a better product, and we're confident that you'll agree.

Build A Better Portfolio

More intelligent

Risk managed

Lower costs